Should You Use Two-Factor Authentication

What exactly is two-factor authentication and what started it? Two-Factor Authentication happens when you are required to use two types of identification to log into a web site or open your email. It was started because people were using weak passwords or no passwords at all.

Normally the first factor is a password. As a reminder, your passwords should use numbers, capital and small letters and symbols. They should not be any sort of dictionary word and be at least 12 characters long, the longer the better. You should never reuse a password. If used correctly, you will need a password manager to remember them all. Getting one it is well worth it.

The second factor can vary widely from fingerprint or facial recognition to the web site sending you a numeric code via text or email that you must enter into their web site as part of the log in process. Google, Microsoft and others are working on other methods of authentication that will be secure and make it easier for the end user.

The best type of security is the one that people will use. Two-Factor Authentication takes a little longer to log into a web site, it will add 15-30 seconds. That time would be time well spent to protect your security. Web sites; especially banks, financial and health care sites, want to be sure that when a user logs in it is in fact the correct person. This is very difficult to do with just a password. Think about all the passwords stolen last year due to hackers.

This is where your phone is used to confirm your identity. Say you log into your bank’s web site. If you use your phone for that login, your fingerprint or facial recognition can be used to ID you. If you use a desktop computer, they will usually send a numeric code to your phone that you use during the login process. In either case you gave the bank your mobile phone number, so they have at least some assurance that it is you. You also enter your password that matches what the bank has on file. This is how Two-Factor Authentication works, two types of identification.

As I stated earlier, web sites and companies are working to make this login process easier and more secure. This is a hard job as easier and more secure don’t always work together.

George Uliano is a security professional with years of law enforcement and security experience. He earned a Bachelors Degree in Criminal Justice and Business graduating with honors. George holds three U.S. patents on different locking principles. This combination gives George and His Company Locking Systems International Inc the unique ability to provide its customers with the correct security at an affordable price.

Afterlife Bots – A Dead Man’s Petition

No, neither am I a Ted-famous Tech geek spiritual guru nor am I in contact with the afterlife. I am just fascinated by the buzzwords “Machine Learning” and “AI” and a little overwhelmed by the number of articles mentioning those words on my news feed.

I remember reading a line in a news article that “Bots are getting better at imitating humans”. Why not hire one and decrease workload by 50%. Well, I suppose we are working towards it.

Google recently announced that their AI-enabled assistant (with 6 voices) can book a hair-cut appointment seamlessly (Well I want a shave as well, and I want it to go and do grocery shopping handpicking the freshest tomatoes from the lot).

Jokes apart: kudos to the team of brilliant scientists, engineers, and others who are working day and night to make this happen.

Coming back to my original story.

Let’s start with Human life (and relationships) – Data Gathering

“Quite a digital world”. We are capturing and storing our personal life events as much as we can digitally (Thanks to social media, external hard disks, and pen-drives). Why not store our entire life in a 1000 Petabyte storage device. Capture every second – actions, events, habits, decisions, etc. Imagine if we can see and experience our parents’ childhood or see “What all Mahatma Gandhi did in his entire life”. Interesting right?

We all know how quickly robotics, machine learning, and AI are evolving.

What if we combine robotics, machine learning, and human life data? Can we create a human replica bot which would respond similarly, make decisions similarly, have similar habits basis the 1000 Petabyte data fed. All in all, can that bot be my replacement after my death?. Can it be my AFTER-LIFE BOT?

Literally, nothing can replace a dead human being. I was not fortunate to see my grandfather or meet him. But will my great grand/grandkids know about me? The answer is I do not know. We all are striving hard to leave a legacy behind us. Why not use robots and machine intelligence to duplicate ourselves. We do have ample amount of data to feed ~79 years (average age of human being) or ~2 Billion moments. Don’t you want your great grandkids to remember you after you are gone?

With a simple Google search, I got a news article mentioning “Mind Clone” – the idea of uploading the memories, thoughts, and feelings of a person into a computer. It mentions that the companies such as eterni.me, Gordon Bell’s MyLifeBits, and Terasem’s Lifenaut are all pursuing Mind Clone to help a person’s personality, work and relationships survive after death.

Tips to Computer Maintenance to Keep the Device Functioning

A very few things can make your laptop or computer worse. Things that may take a day can result in frustration of weeks to get things working. This is because the operating systems also take time to recognize changes and there is a need to install the updates. Sometimes, disconnecting is really bad that there may be a need to nuke effectively and begin a clean install as fresh.

The common maintenance issues with the computer may be avoided with the maintenance computer tips. It is vital to keep the computer in top condition. There is a need for regular device maintenance and smooth running of node, so that unauthorized intrusions such as viruses may be kept away. Here are the tips to keep your laptop or computer running optimally:

Tips for Computer maintenance software includes:

Check regularly for updates from manufacturers and ensure proper installation. If you leave them ignored, you computer is available for hacks, especially as it is connected online. Set a monthly or weekly schedule to ascertain operating systems are up-to-date.
Run reports of network system to identify any data abnormal activity. Automate the system reports so that the backing up process also sends a report daily, telling you a recent file updates.
Update IT policies and office as the technologies keep changing and remind the coworkers to follow. Replacing or update of software is best done as a timely manner. Failure to update leaves the PC open to hackers and virus-writers to take advantage. Update the firewall and virus definitions to work with intrusions. Use the online backup tools for recovery and data preservation regularly.

Tips for Computer maintenance for hardware include:

Give regular cleaning by dusting the keyboards. Keep the dirt and dust away so that the power unit and the fan do not get stuck. Use a compressed air spray for dust cleaning.
Ensure proper hardware is used. Network slowdown may happen over time on using outdated equipment. Always keep your hardware in a dry, secure area to prevent data loss or damage disasters such as breach or flood.
Keep adequate free disk space. This is because if the disk space is full, the performance is slow or it may freeze, creating user interruptions. Free up space and move to cloud backup account the archived files. Disconnect unauthorized hardware and ensure necessary firewall protects the administration and enjoy unimpeded access to exposed network.

Reasons Why IPTV Is a Highly Effective Alternative to Normal TV

About IPTV

IPTV is an alternative to a conventional television and other multimedia services. It is called an internet protocol TV as it works by using the internet networks of a place and the multimedia data is delivered to the device through internet protocol address.

It is slowly replacing television services which use satellite signals and cable formats to deliver channels, as it can simply use local network for delivering channels and various programs on any device like TV, mobile phones, tablets, laptops, and computers. It is highly popular because it can show live television as well as one can request programs and videos from the list and watch them anytime one wants.

One needs to find a paid IPTV service provider who will then set up a set-top box connected to one’s network, and then one can simply watch their favorite programs or movies uninterruptedly without any hassle.

There are some features that make the IPTV very popular and a very strong competitor against usual cable TVs and they are discussed below.

On-demand content

This is one of the most useful features of getting an IPTV subscription, that is, one can watch whatever one wants without having to wait for the TV schedule and timings. Here, one can watch the programs and movies of their choice by just choosing it from the playlist that is made available by the service providers, which means one will not have to watch the next episode or miss any program because one was busy. This feature makes the entire experience more easy and convenient.

Huge pool of content

When one is subscribed to a conventional television plan through cable connectivity, then one gets only a fixed set of channels and thus keeping the content availability limited. However, IPTV providers make sure that their customers are availed with a wide variety of shows which can be watched both live or later on demand. Also, unlike TV, one is not restricted only to watch programs at a particular time as one can watch them anytime. One can also watch international content from around the world without any extra charges.

Compatibility with devices

IPTV is not bound to television only like a normal TV network. One can use IPTV on any device of choice which means there can be various viewing points too, as one will not have to sit in front of their television to watch any program. One can use any device which can connect to internet network like computers or phones from any location wherever there is the internet.

Easy subscriptions

Like television cable networks who make their subscribers sign long term contracts which are usually expensive, with IPTV, one only pays for what one wants to watch and usually they have easy and flexible subscription plans. One can personalize their plans and also can use it the way one wants by watching on multiple devices without having to pay too high subscription price.

The Unique Way to Market With SEO

SEO which stands for “SEARCH ENGINE OPTIMIZATION” is method to increase your website or a page raking in Google, Bing, YouTube, Facebook any other social media platform for personal or business purpose. It’s working is simple I.e it helps you to increase the visibility of your website, web-page, product, services thought organic search results also called as earned results. It may target different kinds of search, including image search, video search, academic search, news search and industry-specific vertical search engines. The browser and the language in which a web-page or website is generated plays a vital role as the more the web-page, website is readable the easier or better chance is of that page or site is to get a top rank in search results.
SEO service is one of the technology through which a single or a team of people can make a product or a service visible to users in today’s world. It is a new and optimal way to market or promote a products, services, a cause, a article, new tech, a campaign and many other things. It is the new and growing way to make people aware of the things or objects the world is offering today. It is kind of a service that is use by a single man to optimize its page to small business to rank its business to multi-national companies to generate more business and gain more potential clients, but to that you should have a proper knowledge of SEO.
Many people don’t understand of SEO as they don’t have the proper skills or knowledge they try it but there product or page don’t get properly ranked as it requires skills, time it is too technical, getting the traffic but not getting any business or less business from expected perception and many other factors, but through proper skills, time and resources you to can get the benefits of SEO.
In today’s era on the firms that operate online or have a major online business knows that it is vital part of there business as without it they won’t be able to list there product or services in the up-growing market and humongous completion that is why they use SEO as a resource to target audience to get the things done.
A person with the correct skills can present it’s brand or services in its market or international market without spending a whole lot of money on marketing and any other resources.
So to get a better chance of success in this market you should consider SEO as a tool that when used properly can get the things done easily without any hassle. With it you also require other tools as well. So you can’t get professional help from different service provider or experts who can help you achieve your target.

The Benefits Of Artificial Intelligence In The Workplace

Artificial Intelligence is quite a trending topic in modern technology with many businesses adopting its use in their daily operations while others are skeptical about its relevance in the workplace. Let me show you the various benefits of AI to the workplace and how it can make your business grow as well as save time and money.

Simplification Of The Recruitment Process

Human Resource Departments are faced with the task of hiring staff which is quite daunting, frustrating and equally expensive, with personnel having to shift through a large number jobs applications for a relatively few vacancies, but this scenario is gradually becoming a thing of the past with the use of machine intelligence i.e. Artificial intelligence.

AI reduces the stress related to the hiring process through the use of the following ways:

Interesting job descriptions are written by recruiters through the use software known as Textio. This augmented writing platform compiles various job postings and puts forward to consideration suitable content to encourage the submission of more applications from job seekers.

Candidates for various job vacancies can schedule their interviews, allowing them to choose a time must suitable for them and also provides a chance to reschedule. All these are possible through the use of the Montage software.

AI powered software such as Stella match suitable candidates to jobs through the tracking of experiences, credentials and qualities sought for by employers.

Removal Of Repetitive Tasks In Daily Business Operations

Scheduling, rescheduling and cancelling meetings are quite stressful to administrative staff but the use of tools such as X.ai helps by performing these tasks diligently.

Recording, transcribing and sharing notes during meetings are also tasks which can be handled by artificial intelligence.

Improvement In Handling Issues Related To Sales, Marketing and Customer Service

Chatbots are forms of artificial intelligence that can help with support outside the company.They gain experience from real sales and customer reps and use this to assist customers in purchasing goods and services. Questions regarding marketing and customer relationship management (CRM) can also be handled by GrowthBot through the mining of data, both of the public and the company.

The Identification Of Security Risks And Protection Of Data

Financial institutions such as banks apply AI based technology to point out security risks and protect data. Examples of software which make the use of Ai in such cases include Darktrace, Exabeam and SparkCognition.

Increased Productivity

With AI handling most of the mundane and repetitive tasks at the workplace, workers are free to channel their efforts to more important tasks thus increasing productivity.

Productivity could also be boosted and monitored by machine intelligence by helping them discover areas that have high labour costs and other obstacles to increased efficiency.

Will Artificial Intelligence Replace Humans In The Workplace?

With the above examples, some individuals might be tempted to think about losing their jobs to AI powered tools since most tasks in the workplace are getting automated gradually, but their fears are unfounded as human input is indispensable despite the presence of artificial intelligence.

Artificial Intelligence basically handles tasks which could affect productivity and allows workers to be action-oriented and gives them the chance to be more creative.

The Perfect Shot

Using a drone for photography and film is becoming very popular. Many professionals use them for things like making movies, shooting sports events, or taking breathtaking photos. With a drone you are able to move almost anywhere and at a fast speed. This helps with sports events because they can use drones to catch up with the action and see more than normal. For movies, they are able to get those high shots or shots through obstacles that used to be difficult to do. Lastly, for photography, the possibilities are endless.

You can get to mostly any spot you want with a great camera to take that amazing photo. Different cameras can be equipped depending on the photo you want. Some cameras do better in low light or high lights, some can zoom in further, and others have cool features such as night or heat vision. A lot of features and abilities you couldn’t do with your phone. You can buy a generic or customized drone to fit to whatever activity you might be doing.

Many news channels use them to capture things like traffic jams, aerial shots of events, and even to track weather. These are all creative ways they have implemented drones into their organizations and improved the quality content they deliver to the viewers. People go as far as even using drones for selling real estate. Taking images of the inside and outside with a phone won’t cut it anymore. Drones can be used to take incredible shots of the house. They can even help with creating 3D walk through interiors. This can be the difference between selling a place or not because obviously how a place looks will impact most of a buyer’s decision. You don’t want a deal ruined because of a sloppy image from a phone. As you can see, these are all problems different people might face. A drone can help each of these people in their own area for what needs to be done.

Most drones can hover with pretty good stability. This allows for their great shots up in the air and also because of their great cameras. When all of the great abilities and features that a drone has comes together, you end up with amazing results. Many businesses, or even individuals, should consider a drone and what it could possibly do for them. It is going to be a really fun journey to watch and see how people will use drones to capture footage/images.

The Pros and Cons of DBaaS-Database As a Service

DBaaS enables you to test drive multiple solutions and only buy the licenses and hardware you need to be successful.

Almost every business these days is data-centered. Whether the data is for internal applications and systems, or for other services that are offered, let’s face it…

Managing data is a key to success.

Before listing the pros and cons of DBaaS, we need to explore a few decisions businesses have to make.

These include numerous quick decisions about data handling that can set them on a path that, if incorrect, are difficult and costly to correct. Those decisions are:

· What database type to use, SQL or NoSQL?

· What are the data storage and query needs? Transactional? Big Data?

· What database system to use? A few SQL choices might be Oracle, MySQL, MSSQL, and Sybase. A few No-SQL choices might be MongoDB or Cassandra.

· Do we have DBA (database administrator) talent or do we have to hire?

· What kind of server or resources are needed? What are my power, server, disk, processing, network, and IO requirements?

· How do I maintain, backup, administer and otherwise own the database framework?

· What is my cost of ownership?

First let’s explore which database type to use, SQL or NoSQL.

Traditional database types classified as SQL have a significant place in businesses and are a mainstay for business choices. However, as companies start to create applications that drive decisions based on significant database analysis of large, almost unfathomable amounts of data, they migrate to NoSQL solutions like MongoDB or Cassandra.

The architecture of NoSQL makes it a good choice for big data solutions while the built in protections of a transactional based system like Oracle make it a better choice for banking or similar solutions.

When it comes to picking a specific system, businesses tend to stick with what they know. In other words, if they already have Oracle, and Oracle talent, then when management asks those individuals which database system they should use on Project X, it should be no surprise that they pick Oracle.

Matching a specific database system to a set of business requirements is an arduous task that should always be looked at with a fresh perspective. It should not just be based on what talent is already employed or what systems a business is comfortable with.

Let’s face it, if a business picks correctly, all is good. If they pick incorrectly, they have wasted a lot of resources which equates to dollars. Enter DBaaS.

Where DBaaS excels is that it gives businesses the ability to test the waters a bit, to try before they invest heavily.

DBaaS acts as a stepping stone to total ownership, a cost effective solution to help you figure out your needs prior to investing heavily.

DBaaS has both pros and cons.

First, it is necessary to distinguish between “hosting database systems” and DBaaS.

There are many cloud based solutions that “host” a database system but provide no significant help in configuration, tuning, consulting, and providing the talent needed to actually use those systems.

True DBaaS provides both the system and the talent to help you utilize the database and determine how to store, query, and analyze your data. The value of DBaaS goes way beyond the hosting.

The pros of DBaaS include:

· No equipment or software licenses.

· Flexibility. Multiple choices are available to test drive your applications and pick the right platform for your business requirements.

· Significantly less staffing requirements. The DBaaS provider handles installation, configuration, and in many cases development.

· Offsite hosting, providing protection from local power failures or disasters. Many businesses design their system with power redundancy in mind, but, in reality, rarely meet those goals.

· SLA agreements that have redundancy, uptime, and backup protections. A DBaaS provider has intent focus on protecting your data.

Meantime the cons of DBaaS include:

· Limited access to underlying servers. This can present itself as a feeling of no control.

· Very little knowledge of how your data is protected from cyber security threats. This can be dangerous for sensitive data.

So how do you decide? Is there a transition from one to the other? Yes, almost always, but by following a few guidelines to start with, DBaaS can be used properly.

Those who wish to use DBaaS should adhere to the following guidelines:

1. Do all development using DBaaS. This is your chance to test drive different architectures and features.

2. Unless you have full disclosure of how your data is protected, managed, and secured by DBaaS providers, it is suggested to consult with database architects to host sensitive data internally. Note, this is typically not big data. When we use the terms sensitive data, we mean just that. Data like SSNs, account details, financials, personal data, etc. Does this mean that you cannot use DBaaS for this? No, it means that you first have to find a DBaaS provider that will show you everything from how your encrypted data gets in their system to storage, access, etc.

3. When you are not sure of what your database needs really are, use DBaaS first. This lets you try SQL or NoSQL. This lets you explore the encryption capabilities of Oracle versus MySQL. Think of DBaaS like buying a car. You test drive sedans, trucks, and SUVs, and try different manufacturers and features. You may decide to lease or buy.

4. Always monitor and evaluate the cost of ownership. As your system grows, the operating costs might make sense to drop DBaaS and build an in-house system. By then, however, you have already decided on what you really need.

The goal with DBaaS is to test drive multiple solutions and only buy the licenses and hardware you need to be successful. You can then hire the correct talent to manage your system.

David Moye is a Principal with Forensic IT in St. Louis, MO, a firm providing big data solutions to companies nationwide. David helped found Forensic IT in 2003 and has some 25 plus years of experience as a software engineer and solution architect. Along with at least a half a dozen core programming languages, he is a certified DBA in Oracle and Sybase and has spent years working with MS-SQL and MySql.

How FinTech Is Seeing A Major Growth in India

With a population of more than a billion, India is definitely a promising sector for the FinTech. Before we move ahead, let us first explain what FinTech is. In simple terms, FinTech is the industry that comprises of the companies that use the technology to offer financial services. These companies work in different areas of finance management, insurance, electronic payments etc.

In the past decade, FinTech has taken over globally and is expected to rise in the future as well. India isn’t behind in this global trend. With over half a billion invested in the Indian FinTech over the last three years, the segment only shoes promising future of growth.

In 2015, around 12,000 FinTech came up globally making up the total investment of $19 billion. It is expected that by 2020, the global investment by FinTech will be $45 billion, which is a steep rise of 7.1%. According to the NASSCOM reports, India has around 400 FinTech companies with the investment of around $420 million. Reports also suggest that by year 2020, the investment of the FinTech companies in India will increase to $2.4 billion.

With the help of government regulations, banks and other financial companies, India has formed a favorable ecosystem for the growth of FinTech. FinTech is helping bring about the change in the personal financial management through e-payments and e-wallets, in the country that is predominantly cash- driven.

Number of reason contributes towards the growth of Financial Technology in India. The number of internet users in India reached to 465 million in June 2017. With more and more number of people depending on the internet for varied reasons, the digitalisation has taken a new turn. Government’s effort in bringing the digital revolution through ‘Digital India’ campaign is opening many opportunities for the existing FinTechs and start-ups.

Government Regulations:
Government has realised the potential of Financial Technology in India and is constantly making efforts to make the regulations friendlier. In 2014, government relaxed the rule of KYC process for customers making online transactions and payments up to Rs 20,000 per month. It is expected that the government will lay out new set of norms to revamp the P2P lending market.

To promote cashless transactions, government is now offering tax rebates to the merchants for accepting at least 50% of electronic payment.

‘Jan Dhan Yojana’ aims at providing a bank account to every citizen of India. Since the launch of the scheme in 2014, 240 million bank accounts have been opened. FinTech start-ups can use the opportunities to provide easy and seamless transaction service.

Incubator and Accelerators:
The role of incubators and accelerators are not limited to funding but also strengthening the financial industry. The incubators provide the obligation free environment for the start-ups. India is among the top five countries that show promising results for the start-ups. The initiatives ‘smart city’ and ‘digital India’ are set to strengthen the technological infrastructure of the country. To show the support to FinTech start-ups, banks and financial institutes have partnered with incubators and accelerators.

E-Communication Mania

It’s approximately 2pm on a Sunday and I have probably sent 50 e-messages today. This includes social media messages, text messaging and email. In comparison to other people, that is more than likely a very low number. Yet, it made me think about the high percentage of communication that is conducted electronically.

Instant Response Gratification

If I need to connect with a friend my preferred method of contact is always text. Calling is such a bother and once you get into a conversation the entire process is prolonged. Who has time for that? Plus, I usually get an instant response. Perfect. Sounds cold but this is true for most people. We talk when we meet – hopefully. None of us want to be one of those people constantly consulting their phone when meeting with friends or worse clients!

For business, my first choice is always email. Less of an instant response but the percentage is high that a response will be provided quickly. This is a bit more stressful because instant response gratification has become somewhat of a norm.

Social media is another good resource for “instant response gratification”. A post from a personal account almost always gets an instant like from someone. A post from a business account is hit or miss but it is more of a supplementary communication tool so it’s forgivable.

Still Writing Letters, but Watch your Etiquette!

Okay so now that we have established that e-communication is hot, how do we apply that favorably in order to streamline our work but avoid becoming robotic and impersonal? Everyone likes to get immediate feedback. Customers and candidates do not want to wait for an answer. That is the plus to communicating electronically. Everyone always seems to be available. The drawback is that it can lead to some confusion and lack of clarity. The positive is that it can lead to less confusion and more clarity. Huh?

Let’s break this apart. With the steady stream of messages, especially emails, many messages are missed just because everyone is dealing with high volume or they read between the lines of what is sent. The other caveat is that you always have to be careful of what you put in writing.

Everyone is not especially talented in the written word and how you communicate is always an indication of your professionalism or lack of. Grammar, spelling, and content should always be checked for correctness. In this hurried world, which is why we are communicating in this way to begin with, some of the basic rules of written communication are often violated.

It’s interesting because in days of old everyone wrote letters. Today we are back to writing letters it is simply that the delivery is much quicker. That being said, written communication is nothing new. The rules have not changed.

Have you ever sent an email to someone that should not have been on the recipient list because you mis-keyed and accidentally included them? This has happened to most of us and it’s not something that we are proud of. Apologies are usually in order but once the “send” button is pressed there is not much that can be done.

It is the same story with attachments. How many times has this happened? You boast a litany of reasons why the recipients need to check out the document as soon as possible only to have someone send you that dreaded message, “No attachment”. Ughh. Painful every time! Always attach before writing your message to help avoid this issue.

The problem with all electronic communication is that you cannot take it back, just like that letter or card you popped into the mailbox. That is why it is very important that you do some planning with every message that you write. Yes, every message. Even your personal Facebook® posts can have an impact on your business life.

Rules for Social Posts

What are some simple rules for social posts? Never post something that you would not be okay with “everyone” seeing. That includes your mom, your boss, your work colleagues, customers, etc. Everything is open game today. You may even be connected with some of your customers on your personal social media platforms. Pretty much it never goes away and there is opportunity for anyone to view. BCWYP – Be Careful What You Post!

Also be careful of what you share on social media. Some people share posts without even reading them. Read what you are sharing before you post to make sure it represents you and your company well. You would not want to share something that is not part of your belief and passion, therefore reading everything first is essential.

Although every company should have a written document on social media posting and make it clear to employees what is okay to post, some companies are lacking in this area. If you are unaware of what the posting policy is for your company, do not post on behalf of your company. It is very important that you are informed on what your company allows you to post when you are representing your company on social media or otherwise.

Keep it Beneficial and Interesting!

It is very plausible and even necessary to text and email with customers and candidates regularly. If you are not doing this you are missing out on a huge relationship-building medium. Keeping in touch electronically to make customers and candidates aware of opportunities and information that could benefit them is crucial. It is important to allow them to “opt out” and if they do, you should not message them again without first receiving permission.

With e-communication, keep people informed about your company and your products, but don’t overkill with a bunch of boring messages that are saying the same thing. Also, remember your social media and email etiquette. Don’t hound people that connect with you with constant and intrusive sales messages unless you want to be disconnected.